X-ray fluorescence imaging using perfect planar square pore micro-channel plate x-ray optics (MPO) is investigated through the modeling of the MPO point spread function (PSF). A semi-continuous model based on the use of a simplified two parameters reflectivity curve is developed including, in particular, three kinds of contributions. A validation of this model is carried out by calculating variations of several PSF characteristics with the MPO and fluorescence imaging parameters and comparing the results with ray-tracing simulations. A good agreement is found in a large range of x-ray energies; however, it is shown that for the lower values of the working distance a discrete model should be used to take into account the periodic nature of the PSF. Ray-tracing simulated images of extended monochromatic sources are interpreted in light of both the semi-continuous and discrete models. Finally, solutions are proposed to improve the imaging properties of the MPOs.